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Very good initiative. In this regard I would like to inform all friends that we took all precautions during first wave but still we got in contact of virus in October. When we came to know that a person has been diagnosed as covid +ve we immediately got ourself tested and started medicines as prescribed by doctor. Here it is pertinent to nite that we were consuming tulsi, haldi, kada etc. and that may be the reason that I had not faced much trouble. I was having fever and lost taste which came back within week. So my advice to all is to have positive thinking and take all measures/ medicines as prescribed.
Dear Mr. Sharma
After reading your problem it is very clear, as mentioned above by other participants also, that this relationship is not workable and you also know that. You helped a lady in need and both of you crossed the limits. At the time you entered into this scene, that lady was a victim being cheated by her husband and hence she was thinking of committing suicide, as told by you but know she must have come out of that trauma and knows her mistake/ fault also.
You need to talk and ask her about future course of action for both of you. I think she will not stop you from getting married but she may ask you to continue this relationship also. So, the first step is to mentally prepare her about your marriage. Once it is clearly understood between both of you next action can be decided.
You have to make a point about the future of her son. Here some other points which matter are the financial position of her family, your financial status, her educational qualification etc. Is she a working women? Does she holds any professional qualification? What is your qualification and status? Is she in a position to do job or some business? What is the present status of her relations with husband?
Further advice or discussion depends upon the reply to above queries. If you wish to discuss further pls give the above details.
First of all you need to find out the reasons for your bhabhi’s behaviour. Is that solely separation and she is doing all this for getting separated? According to your post this is the only reason. You have two ways. Firstly some one close to your bhabhi such as her mother or some friend or relative can make her understand the benefits of joint family. Secondly your family can sit together to resolve this issue but in that case all past incidents must not discussed to blame but only to explain them as problem.
I feel the government has taken a right step and has done a great job but the most disgusting is the behaviour of opposition parties. When the government place a draft policy nobody come up with suggestions and later on when it is finalised they come out to find flaws and criticise the same. It is really painful to see such a behaviour as all the politicians are paid salaries or provided other facilities from the public funds and hence they are duty bound to act timely in diligent manner without wasting the time, for their petty politics.
In my opinion this policy will go a long way to create a good talent pool and intelligent youth will be able to contribute its best in the interest of nation.
I have read all the above suggestions which are good. I have prepared a detailed chart of my expenses and income. Although in normal days we all have more income and less expenses and face no issues but keeping in view this pandemic and revenue during last three months I feel that my income/ collection or revenue may fall in coming months. Actually in my opinion the real impact on revenue will be seen in coming one year. Everyone is facing shortage of funds and that will create more problems.
In view of above we must do proper financial planning. We might be required to even postpone or defer our investment plans during coming one year to meet up the expenses. We must also try to curtail each and every expense and save more money because the coming one year may be difficult for us.
As suggested above by one of the friends we must strive to earn more income by providing additional services. If after doing all above things we still face some issues than we can go for availing short term loan but with utmost care and keeping in view the repayment capacity because ultimately it is to be repaid by us only.
In my opinion we must replan and reorganise our resources. We must recalculate our fixed & variable income and our expenditure. Keeping in view our savings and regular investment plans unnecessary expenses must be avoided.June 16, 2020 at 4:26 pm in reply to: DISCUSSION ON AFTER EFFECTS OF COVID 19 ON BUSINESS #1047
In my personal opinion, those having Indian life style will come out of this problem at the earliest. The Indian life style of saving money for future, health, children etc. This habit of saving will again prove to be a savior, as it did during 2007 economic crises.
The biggest sufferers will be those who living a western life style of spending whatever they earn or those who feel proud in showing off more than, what they have.
During this corona pandemic, the whatsapp was flooded with messages which highlighted our Sanatan Culture and its scientific worthiness. In addition to those highlights, the way we do financial management is also a learning experience for the whole world.
I am sure that all the persons /businessmen following Indian culture and traditions will come out of this very soon.
All the professions are facing a tough time, now a days due to pandemic. We need to take few corrective steps to come out of this grave situation. Since 2007, when I was chairman of Ludhiana Chapter, I have been advocating that the CS professionals needs to diversify in other fields also and that was the reason that a “Budget Seminar” in association with DTBA, was held and Sh. Girish Ahuja, renowned chartered accountant, was invited as speaker. It was an effort to create interest of our members, to practice as Direct/ Indirect Tax consultant. Working knowledge of legal matters, Accounts, Tax, Finance, Excise/ GST, Foreign Trade etc. has always helped our professional in getting good jobs. We all are aware that how much is, company law work in a small company. Only, a CS in a group of companies can have so much company law work that he cannot spare time for any other work. Our profession’s image is restricted to that of a company law expert because a very few company secretaries apply or try for jobs in other fields. The day we started searching for jobs in other fields and offering to do company law work as an additional service, I hope there will be no dearth of jobs.
Secondly, our new entrants, who are well versed with information technology must expand their services besides company law. They must look after opportunities in other fields as mentioned above.
Thirdly, to built up an image of all rounder professionals, we need to perform and prove our capabilities to the corporate world. There are many firms which employ C.A. to look after accounting and taxation matters and such C.A.s do not work for long period as they start their own practice. We need to explore this area. Looking for a job, only in corporate world is also creating a hurdle. If we join good and worthy firms as accounting and taxation head, then later on you can get the same converted into company also. Such firms are also good pay masters.
All the members must come forward to have an open discussion on this issue.
I am of the view that the government, schools and parents need to resolve this issue very carefully. Those who can afford to pay the fee, should pay it and those who cannot afford should be allowed waiver. Those who can afford, should consider it as a contribution to society. Such persons, otherwise also contribute to society, by way of donations. At this juncture, billionaires must come forward and help the society liberally because they have more than enough money, with the grace of god and may earn more than that when the society and country bounce back from such pandemic. Moreover, the rich educational societies, charitable and religious institutions, corporate houses should help the needy.
Very well said and explained madam. we are facing this problem mainly bcoz v hv adopted western culture. Today the children dnt bother to go home during holidays or even festivals and spend time with their parents and that is the reason grand children dnt hv any attachment with grand parents. We must return back to basics for peaceful and happy life.